The number of people driving while talking on the phone, texting, reading, looking for something they dropped, et al is not acceptable. Current laws are not a deterrent since the small number of police we have are occupied with other duties and heaps of paperwork. This problem will only continue getting worse. I would like to see a bill mandating all insurance companies cover only a percentage of a crash when that crash was caused by their customer, and that customer was using a phone at the time of the crash (or evidence of any non-driving-related activity can be proven by video or witness testimony). There must be a serious deterrent in place to cause behavioral change. Yesterday someone stopped dead in front of me - in a 45 mph zone - because they missed a left turn, one which offered an ample left turn lane provided for the purpose of avoiding such incidents. As I then passed that person in the right shoulder, rather than rear-end their car, I was not surprised to see the driver sp...